Baccarat is a classic casino table card game that has been around for decades. It’s best known as being James Bond’s first game choice on the casino floor. 

Learn everything about online baccarat in our guide and where to play in PA. Perfect one of our baccarat strategies and use it to double your bankroll at the online table.

What are the Best Baccarat Online Casinos in Pennsylvania?

We’ve listed our top online baccarat casino sites in Pennsylvania. Play baccarat on desktop or on your mobile device at any of the following PA casinos:

Parx Casino

At Parx Casino, you have three baccarat variations to choose from, including EZ Baccarat. Parx is the only casino in the state so far to make a deal with Evolution Gaming.

The company is one of the largest live casino suppliers in the industry. This means in the future, we could see live dealer baccarat appear at Parx first in PA.  

SugarHouse Casino

SugarHouse PA has one of the largest libraries in the state. You can choose between a couple of baccarat games, with minimum bets starting at $0.10 to $1.00.

NetEnt and IGT have supplied all of the baccarat titles at SugarHouse so far, so you know you’re getting the best the market has to offer.

bonus $ 250
free spins 0
  • Use PayPal to deposit and withdrawal
  • Games supplied by a variety of top providers
  • Lowest wagering requirement in the market

Hollywood Casino

Hollywood Casino currently offers two games of online baccarat. Minimum bets for both games start at $0.10 to $1 and go up to $500 to $1000. You can play for real money or stay in demo mode!

Hollywood is also one of the only operators in PA to offer a no deposit bonus upon registration. Click the link below to sign up now and receive $25!

bonus $ 512
free spins 0
  • Over 100 slots to play
  • Claim two deposit match bonuses
  • Mobile app available for iOS and Android

What is Baccarat Online?

Online baccarat is a popular casino table game that can be played at almost every casino site in PA. Everything is automated, including the cards being dealt and where to put your bets. 

The game can be played at every casino site in the state for real money or for free. You can place your bets by dragging the chips with your mouse and use the deal button to control the game.

There are different baccarat games online, including variations like Mini-Baccarat.

Live Dealer Baccarat Games 

Live dealer baccarat is streamed directly from a live studio that is designed to look like a real casino. You can usually access these types of games at different times of the day and can not play for free.

You control the game by interacting with the dealer and telling them where to place your chips on the table. 

Difference between Live Dealer Baccarat and RNG Baccarat 

The biggest difference between playing baccarat with a live dealer versus online is the Random Number Generator (RNG). This software is used by every online casino in the state to guarantee each game is random. 

Live dealer baccarat doesn’t use an RNG because they rely on the croupier. Since the cards are dealt in front of you, and you can communicate with the dealer, there isn’t much need for an RNG. 

How does Baccarat Online Work?

Every variation of baccarat you’ll find at online casinos in PA are played with the same rules. There are two players both trying to guess the hand that is closer to 9.

Minimum and maximum bets may vary depending on the casino you choose to sign up with. 

Basic Rules

There are three bets that can be made in baccarat online; the Banker, the Player, and a Tie. These are terms only used in a game of baccarat.

The game starts by the player choosing one of the above bets to wager on. The dealer will then hand out two cards to the Player and Banker.

After this, the deck is compared and the closest to the sum of nine wins! There are times a third card is drawn, but we’ll explain that below.

Ace represents one point, 2-9 represents their own number, and tens and cards with a face (Jack, Queen, King) represent 0.

When adding the sums of the two cards, it’s the last digit that’s important. So, if the Player is dealt an 8 and a 5 then the sum of the cards is 13, which means 3 points to the hand.   

While both hands pay even money if the bet is successful, the Banker bet comes with a 5% commission. This means if you place your money on the hand winning and it does, you’ll get your money back, minus 5%. 

Drawing a Third Card 

There are a few instances when a third card needs to be drawn and can happen to either hand. 

The Player hand will only draw a third card if the sum of the first two cards dealt is 5 or less. Then, the Banker can decide if they would like the third card as long as it accords to the following:

  • The hand must take a third card if the total of the hand is 2 or less than. 
  • If the hand has a sum of 3, a third card can be drawn as long as the Player hand didn’t receive an 8 for theirs. 
  • If the hand has a sum of 4, a third card can be drawn as long as the Player isn’t holding a 0, 1, 8, or 9, for their third card. 
  • If the Banker has a sum of 5 and the Player has drawn a 4, 5, 6, or 7 for their third card, the Banker must receive another card. 
  • If the Banker has a sum of 6 and the Player draws a 6 or 7, the Banker must take another card. 
  • If the Banker has a 7 or higher in the hand, a third card doesn’t get drawn. The Player and Banker's hand are compared after any third cards get drawn and the closest to 9 points wins! 
Online Baccarat in Pennsylvania

Baccarat Betting Systems and Strategies

There are a few strategies you can utilize in online baccarat to push the odds more in your favor. It helps to understand the numbers and the house edge, the types of bets, and different strategies. 

Player and Banker Bet

Betting on the Player hand will pay 1 to 1, but do not offer the same odds as the Banker.

The Banker is our recommendation for the safest bet you can place. While there is that 5% commission attached, it offers the lowest house edge compared to the other bets. 

Not every baccarat game uses the 5% commission rule, so it’s useful to check out a few games and find one that suits your gameplay. 

Bet on a Tie

Each of the three bets in baccarat comes with different house edges. The Player (1.24%) and Banker (1.06%) come with the best house edges.

These are very low, which is good news for those wagering. The “Tie” on the other hand, has a house edge of 14.4 percent. Huge difference!

Our advice, go with the Banker bet. While it has a 5% commission attached, it offers the best house edge and mathematically makes sense.

Side Bets

Some casinos will offer variations of baccarat that allow side bets. Some of the most popular are Panda 8 and Dragon 7. 

Dragon 7

This type of bet is used most commonly in EZ Baccarat and applies to the Banker’s hand. If the hand wins with three cards that have a sum of 7, it pays 40 to 1. EZ Baccarat does not play with a 5% commission rule, but this bet brings the house edge up to 7.61%. 

Panda 8

This bet applies to the Player’s hand in EZ Baccarat and pays 25 to 1. The hand wins if the three cards have a sum of 8. Panda 8 increases the house edge to 10.19%. 

Card Counting

In a game of online baccarat, it is ultimately impossible to count the cards. This is because each PA casino online uses a random number generator to deal each hand.

The game is played at a faster pace than most of the other casino games, making it even harder to try and keep up counting.  

Why Play Baccarat Online?

Playing baccarat online is a lot better than at a land-based venue for a few different reasons.

You can access the game for free online and learn the rules before depositing real money. You also have the chance to claim rewards while playing online baccarat.

Play from Home

Online baccarat games can be accessed from a desktop site or mobile casino app. This allows you to play where you want, when you want, as long as it’s inside PA.

It’s a lot more convenient than having to take a trip to a land-based casino, plus you’re saving money on gas. 

Bonuses and Promotions

Playing baccarat online is a lot better than at a land-based venue for a few different reasons. Online casinos offer welcome bonuses that players can use on select games, including baccarat. You can use your bonus funds to try out different baccarat games, without risking your own. 

Some casinos will even reward you points for your game time, as a part of the VIP program. Being able to claim baccarat promotions online is not something you’d be able to do at a brick and mortar. 

Game Selection

Most land-based casinos only cater to a handful of tables on the casino floor. It’s normal for gamblers to end up waiting a long period of time just to play at one baccarat table.

Online casinos do not have the same problem. Not only is there no waiting for a free table, but you can also browse through different baccarat variations. 

Baccarat Online Variants 

You’ll see different ways to play baccarat online in PA. The most common variant is EZ Baccarat, and soon we expect to see live dealer baccarat available in PA as well.

EZ Baccarat

Some online casinos in PA offer EZ Baccarat which removes the 5% commission rule on the Banker. The house edge for each bet remains the same as traditional baccarat; B (1.06%) P (1.24%).

You can play with different side bets, including Panda 8 and Tiger 7. Play EZ Baccarat at one of our top baccarat online casinos by clicking the link below! 

bonus $ 250
free spins 0
  • Use PayPal to deposit and withdrawal
  • Games supplied by a variety of top providers
  • Lowest wagering requirement in the market
bonus $ 250
free spins 0
  • 100% match on your first deposit
  • Lowest wagering requirement in PA
  • Claim loyalty points for more casino rewards

Is Baccarat Online legal in Pennsylvania?

Online baccarat was legalized in 2017. This was back when PA joined New Jersey and Delaware with legalizing online gambling. Operators could purchase licenses for millions of dollars, which included casino table games.

Most legal online casinos in Pennsylvania offer at least one game of baccarat. 

Are Baccarat Online Games Rigged?

In order for online baccarat games to remain fair, casinos use RNG software. This guarantees whatever the outcome of the game is completely random. To ensure a safe and fair gaming experience, play at one of our top recommended casinos! 

Take a look at every legal online casino in PA by clicking here.  

Can you Play Baccarat Online for Free?

A big pro to playing baccarat online is that you’re able to try games out in demo mode first. This allows you to play at your own pace and learn the game, without any risk. You can access free baccarat games at most casino sites in the states before making an account. 

Virtual baccarat is the only version of the game you can play in demo mode. Live dealer games can only be played using real cash. 

FAQs

You can find online baccarat at most casinos in the state, including SugarHouse, Hollywood, and BetRivers. You can read about each PA online casino game library by clicking here 

Unfortunately, PA is still waiting for the first live dealer casino to launch. This is expected to happen before the year (2020) finishes. 

Out of all the bets you can place in online baccarat, the Banker appears to be the best. It offers a low house edge and the greatest chance you’ll have in winning your money back.