How Secure are Your Payment Details when Playing at an Online Casino?
Making a transaction at an online casino is really no different than shopping at Amazon, for example. You’ll choose your preferred way to pay online out of the choices given to you and complete your transaction.
A number of online casinos in Pennsylvania offer a wide selection of payment methods you can use to deposit and withdraw.
However, some of these options are faster and more reliable than others.
We only recommend the safest casinos online in the state that are licensed and regulated by the Pennsylvania Gambling Control Board.
That, as well as finding you the best online casino payment methods you can use, will ensure your safety as a gamer.
Did you know? The first legal gambling transaction that took place in Pennsylvania was back in the ’50s when horse racing was first legalized.
Most Common Casino Payment Methods in Pennsylvania
After reviewing each online casino, it’s clear there are a few payment methods that are much more popular than others. Credit and debit cards are offered by each, as well eWallets and Play+ Cards.
Take a look at our chart below for an overview of every payment method available in PA today:
|Payment Method||Type||Average Deposit Time||Average Withdrawal Time||Provider’s Transaction Fees||Casinos|
|Visa||Credit Card||Instant||N/A||Between 0.8% to 3.8 %||All online casinos in PA|
|MasterCard||Credit Card||Instant||N/A||Between 0.8% to 3.8 %||All online casinos in PA|
|PayPal||eWallet||Instant||1-3 days (Please allow up to 10 days for the transaction to appear in your account. This varies between operators.)||No Fee|
|ACH transfer/e-check||Online bank transfer||Instant||2-5 days (depends on the operator)||No Fee||All online casinos in PA|
|Casino Play+ Card||Prepaid card||Instant||Instant||No Fee|
|VIP Preferred||Online Bank transfer||Instant||2-3 days||No Fee|
|PayNearMe||Cash / 7-Eleven||Instant||Instant||No Fee|
All online casinos in PA
|Check||Check||N/A||2-3 days (Up to 10 days for delivery)||N/A|
The Different Types of Payment Methods
Players in PA have a large selection of payment options to choose from. There aren’t as many choices for withdrawing as there are for making a deposit, however, casinos have done a good job in still providing players with a few options to get their money.
Let’s take a look at the different casino payment methods more closely, and what you can expect from each when making a transaction at an online casino.
Credit and Debit Cards
Credit and debit cards are offered as a deposit method by every online casino in Pennsylvania. The most common are MasterCard and Visa, with some casinos also offering Discover.
One important thing to note if choosing a credit card as your payment method is that a lot of big banks often reject gambling transactions.
To avoid this, you’ll want to speak with your bank before trying to make a deposit using your credit card.
Debit cards tend to have a higher success rate since they are required to pull existing money from an account to complete the transaction.
Visa & MasterCard
Visa & MasterCard are available to use to deposit at every casino online in the state. As we mentioned above, it’s important to discuss with your bank the types of transactions you can make to avoid being denied online.
Unfortunately, this is not an available withdrawal method. However, you can link your Visa or MasterCard up to your PayPal or ACH account and transfer your money back and forth.
Casino Prepaid Cards
Almost every operator in the state has a Play+ Card which can be used to make deposits and receive withdrawals. Players can order the prepaid card from the online casino and then fund it with money from an existing bank account.
This is an extremely popular payment method because there are no fees attached, unlike credit cards, and transactions are instant.
eWallets are becoming increasingly popular in PA, but only a few casinos so far offer them as payment options online. The most popular eWallet offered is PayPal followed by Skrill.
PayPal is an interactive wallet that allows you to transfer funds from your banking account to other online accounts. It acts as the middle man during transactions.
Only a few online casinos offer PayPal, including Unibet, but we expect to see it offered by many more operators in the future.
Skrill is very similar to PayPal except that you’re charged a small fee for each transaction. It isn’t very popular in PA but a few online casinos, like PokerStars, still have it as a deposit and withdrawal option.
Online Bank Transfer
Some methods of pay allow you to deposit funds directly from your bank account to the online casino.
ACH Transfer stands for “Automatic Clearing House” and is a common deposit and withdrawal payment option at all casinos online in PA. Players using ACH will need to get the banking details of the casino in order to be able to transfer their money back and forth.
Here are a few banks that you can set up ACH with to make your transactions at the online casino:
- Bank of America
- HSBC Bank USA
- ING Direct
- TD Bank
- U.S. Bank
- Capital One 360
- New York Community Bank
VIP preferred is the most common way to transfer your funds from your bank account to the online casino using ACH. There are no fees attached and nearly every online casino offers it as a deposit and withdrawal option.
It’s also one of the fastest payment options available in Pennsylvania.
PayNearMe is a great option for those who would rather handle their transactions upfront.
You’ll be given a bar code which must then be taken to one of the PayNearMe locations, which include 7-Elevens and local pharmacies. Once you give your code to the cashier, it will be scanned, and you’ll be asked to give the amount you’d like to deposit in cash.
When the cashier has the money, the transaction has been completed.
Usually, this option comes with a maximum deposit limit but the amount depends on the operator.
Cash at the Casino Cage
Before COVID-19 struck, it was very normal for online players to go to the land-based casino to withdraw their cash.
All you had to take was your online casino account information, a government-issued piece of ID, and the amount you wanted to withdraw.
Due to the events of the coronavirus over the last year, this option has not been made accessible to players for quite a while. In the future, we expect this payment option to continue to be offered by all online casinos in PA.
Solutions to Common Issues
We’ve found a few of the most common issues players seem to have when it comes to casino payment methods.
I can’t find where to verify my payment methods
You’ll be able to access a list of the casino’s payment methods in the FAQ section or in a separate tab labeled “Deposit and Withdrawals”. If you’re unsuccessful, send a message to the customer support team who can point you in the right direction.
I can’t change my payment method on my account
You should be able to change your online payment method in the same section you make your deposits and withdrawals at the casino. If you’re having issues changing your payment type, contact customer support.
I can’t remove my credit card from my account
On your casino account, you should have access to editing your payment type or deleting it altogether in the section you make your transactions.
My deposits are not going through
If you go to make a deposit and notice the money hasn’t instantly been added to your casino account, wait a few moments. If you continue to click the deposit button, you may risk a number of transactions going through all at once.
If your money hasn’t been added after a few minutes and you’re sure you have added the correct bank details, contact the casino’s customer support team.
I requested a withdrawal to my card. Why are the funds still available in my balance?
Often, the casino will show the funds on your account until it has been processed for withdrawal.
Most casinos online in Pennsylvania will process a withdrawal transaction within 24 hours to a day, so if you notice the money on your account after a longer period of time, you can attempt to withdrawal again.
If you’re faced with more issues, get in touch with the support team.
Did you know?
A Pennsylvania woman won over $440,000 in November 2020 after placing a $3 bet on Divine Fortune at BetRivers online casino! This is one of the largest wins in the state since online casinos first launched back in 2019.
Top 3 Extra Tips to Help You Decide on a Payment Method
In case you still can’t decide which online casino payment method would be best for you, we have a couple of tips you should keep in mind when making your choice. Take a look below!
1. Speedy Payments
Everyone wants to receive their winnings as fast as possible, but not at all payment methods have the same deposit and withdrawal time. You can take a look at the processing time for each payment option in the casino’s FAQ section, under Deposits and Withdrawals.
2. Avoid Inconveniences
Some online casinos will require you to use the same payment method for your withdrawals as you did when you deposit. Keep this in mind, because there are usually fewer withdrawal options at your disposal.
For example, a lot of casinos allow you to deposit with a credit card, but you could run into big problems when it’s time to pull out your cash.
3. Be Aware of Potential Fees
Online casinos in Pennsylvania will not charge you any fees when you make a transaction, but your bank very well could. Some payment methods will have smaller fees attached to them than others, but this is information you can only find out from your bank.
Did you know?Online casinos in Pennsylvania raked in over $560 million in revenue in 2020!
How to Place a Deposit and Withdraw Your Winnings
Place a Deposit
Making a deposit at an online casino is extremely easy. Once you have your casino account verified and set up, there are only a few short steps you need to follow to ensure a successful deposit.
- Navigate to the “Cashier” section, usually found in the casino’s menu under your account.
- Select your preferred payment method from the options given by the casino.
- Choose the amount you’d like to deposit. Keep in mind, all online casinos in PA have a minimum deposit of at least $10.
Place a Withdrawal
Making a withdrawal is just as simple as making a deposit, but takes a bit longer to complete.
- Head to the “Cashier” section, the same place you went to make your deposit.
- Select your preferred payment method to receive your money. Keep in mind, you could be required to use the same payment option as you did when you made your deposit.
- Select the amount of money you would like to withdraw.
Depending on the payment method you have chosen, you can expect your cash within a few days!