Baccarat Variants

Check out the available baccarat variants and their RTP

Baccarat is a classic casino game popular for all types of players, from beginners to high rollers. This classic card game boasts simple gameplay and rich history, and it takes the spotlight in many Macau and Las Vegas casinos. Today, you'll find several baccarat variations from top software vendors. Let's check out the different baccarat variants in this review!

Baccarat variants, RTPs, and different special features

You can play different variations of baccarat from top software vendors, with exciting side bets, betting rules, and huge payouts. Before playing, know what baccarat you’re playing to set the right betting strategy.

Check the table below for the top baccarat variations in PA casinos, the theoretical returns, and a short description.

Variation Name RTPSpecial features
Chemin de Fer98%The player can act as the ‘Bank’
Punto Banco98.94A third card is given to the player
Baccarat Banque 98.4%One of the bettors serves as the dealer for each round
No Commission Baccarat98.94%Players don’t pay the commission for the winning Banker’s wager
EZ Baccarat98.98%Winning Banker’s and Player’s wagers pay even money
European Baccarat98% on averageThe house is always the Banker
American Baccarat98.76%The game uses six to eight decks of cards
Baccarat Squeeze98.94%The croupier slowly squeezes the card to show the value
Dragon Tiger96.27%Only two betting options – Dragon or Tiger
Mini Baccarat98.76%Uses a smaller betting table that seats up to seven players
Speed Baccarat98.94%A fast game that lasts 27 seconds each round
Super Pan 998.8% for the Player’s betOne deck of cards is used with 36 cards
Three Card Baccarat95.7% for the King’s BonusBoth the Player and the Banker get three cards
Midi Baccarat98.76%Up to nine players can play
Lightning Baccarat98.76%Game boasts multipliers of up to 8x

Most popular Baccarat variants 

Baccarat games are some of the most exciting offerings in top Pennsylvania casinos. In addition to their exclusive reputation and simple gameplay, players can count on different baccarat variations. 

While there are different variants, the player’s aim remains the same. In baccarat, you wager which hand has the best point. There are three main betting options in online baccarat: Player, Banker, or a Tie

In addition, there are exciting side bets in some types of baccarat games and some specific rules on drawing third cards and the number of decks used. Since some variations in decks of cards and rules are used, it’s best to review what variant you’re playing to identify a working online baccarat strategy.

1. Chemin de Fer 

 Chemin de Fer is a popular baccarat game with French roots. In this baccarat variant, you can play against other bettors, and each table can accommodate up to 14 players.

2. Punto Banco 

 Punto Banco uses the rules of the classic baccarat game, and the winning Player’s bet pays 1:1.

3. Baccarat Banque 

Baccarat Banque shares the gameplay rules with Chemin de Fer, but with one difference – the player cannot act as a Bank. In addition, Baccarat Banque boasts an RTP of 98.4%.

4. No Commission Baccarat 

 The bettor does not pay the 5% commission on a winning Banker’s bet.

5. EZ Baccarat 

In EZ Baccarat, there’s no commission fee for the Banker’s bet. In addition, a winning Tie bet pays 9:1.

6. European Baccarat 

In European Baccarat, there are special rules on the drawing of the third card. For example, you decide whether to draw or stand on 5, and the Banker can decide whether to draw a third card. In online baccarat, the casino is always the Banker.

7. American Baccarat 

 American Baccarat is also called Punto Banco in many US casinos. This baccarat variant uses six to eight decks of playing cards, and only two hands are dealt – the Banker or Player.

8. Baccarat Squeeze 

 Baccarat Squeeze is an interesting live baccarat variant where the croupier slowly reveals the card’s value.

9. Dragon Tiger 

 Dragon Tiger is a simple yet exciting baccarat game where you wager on two options: Dragon or Tiger.

10. Mini Baccarat

 Mini Baccarat uses a small betting table that can seat up to seven players.

11. Speed Baccarat

Speed Baccarat offers a faster game that lasts up to 27 seconds. 

12. Super Pan 9

Super Pan 9 is another unique baccarat variant in US casinos, and it uses a single deck with 36 playing cards.

Baccarat Dealer 2
Learn the rules for Baccarat

13. Three Card Baccarat

This baccarat game uses a single deck of playing cards, and the Player and Banker collect three cards.

14. Midi Baccarat

Midi Baccarat uses the classic rules, and its betting table can hold up to nine players.

15. Lightning Baccarat

Lightning Baccarat is a proprietary live dealer game from Evolution Gaming. In this live baccarat game, bettors can win multipliers, and there’s a 20% Lightning fee for each wager.

What are the different Baccarat tables? 

You can play baccarat in different betting table sizes in many US casinos. Currently, there are three table sizes for baccarat – Big, Midi, and Mini.

Big Table Baccarat 

 The Big Table Baccarat seats up to 14 players at a time.

Mini Baccarat 

 The Mini Baccarat table is the smallest in casinos and seats seven players.

Midi Baccarat 

Up to nine players can sit in the Midi Baccarat.

Which baccarat variation should you choose? 

With plenty of baccarat variations available, the player can pick the best game to play for real money. The challenge for the player is comparing all variations, checking the theoretical returns, and reviewing the potential payouts.

Best variations of baccarat regarding its profitability 

If you’re faced with many options, you can choose a baccarat game based on its potential payouts. You can check out the payouts for the winning Banker or Player’s bet and their theoretical returns.

Baccarat Card
Try out these Baccarat Variations for a low house edge

Baccarat variants with the lowest house edge 

 Another strategy for comparing the types of baccarat games is looking at its house edge. Look for baccarat variations that feature a lower casino’s edge. Check out our top baccarat picks with lower house edge:

  1. Punto Banco – This baccarat variant boasts an RTP of 98.4%.
  2. No Commission Baccarat – The casino takes out the standard 5% commission for the winning Banker’s wager.
  3. Baccarat Squeeze – Baccarat Squeeze boasts an RTP of 98.4%.

Baccarat variants that payout the most 

You can also compare and check baccarat games based on their potential payouts. Check out our recommendations below before playing:

  1. Baccarat Super Six – The Super 6 side bet awards a 12:1 payout. 
  2. EZ Baccarat – You don’t pay the commission if you win the Banker’s bet. Also, this game boasts two lucrative side bets, the Dragon 7 and Panda 8. These two baccarat side bets pay 40:1 and 25:1, respectively.

Best baccarat variants that suit any level of player 

 Your pick of what game to play depends on your experience and skill level. 

The best baccarat variants for beginners

The classic baccarat game or even the no-commission baccarat is best if you’re a beginner. However, you can also try out games with simple yet thrilling rules, like Punto Banco and Dragon Tiger. In Dragon Tiger, the bettor has two betting options – the Dragon or Tiger.

Baccarat variants for advanced players 

High rollers and experienced players can play the entertaining live dealer blackjack games. These baccarat variations boast lucrative side bets and have special betting rules that make each game exciting. The three exciting baccarat variations in top PA casinos are Speed Baccarat, Lightning Baccarat, and Baccarat Squeeze. For example, each round lasts for just 27 seconds in Speed Baccarat!

Baccarat variations you should avoid 

It’s hard to ignore the game of baccarat in top PA casinos. In addition to its simple betting rules and exciting side bets, the prestige also comes with the game. Thanks to many Hollywood and James Bond movies, baccarat remains a classic favorite among different casino players. But if you need to skip the game, it’s best to stay away from popular baccarat variants with a higher house edge.

Frequently Asked Questions

In a standard baccarat game, you can wager on one of three betting options. You can bet on Banker, Player, or Tie.
Some of the best baccarat games to play now are Punto Banco, Chemin de Fer, No Commission Baccarat, and Speed Baccarat.
Yes, there are live dealer variants playable in many US casinos. Some exciting live casino baccarat games are Speed Baccarat and Lightning Baccarat.